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Financial Options

Clear Choices for Your Smile

COCO Smiles Orthodontics offers several ways to make orthodontic treatment fit your family's budget. Before treatment begins, our team will explain the proposed fees, review available insurance benefits, and help you compare financing and payment arrangements. Approval, terms, and availability vary, so the option that works best will depend on your treatment plan and financial circumstances.

Cherry Financing

Cherry offers third-party financing that may allow qualified patients to divide treatment costs into scheduled payments. Applications and account management are handled directly through Cherry. Our team can explain where Cherry may fit into your proposed treatment plan, but financing approval and terms are determined by the provider.

CareCredit

CareCredit is a healthcare credit card that may be used for eligible dental and orthodontic expenses. Available promotional financing, minimum payments, and account terms are established by CareCredit. Ask our team how CareCredit can be applied to your estimated treatment costs.

In-House Payment Arrangements

The practice may work with patients on an in-house payment schedule after an initial down payment, including arrangements that extend across a typical 24-month course of treatment. The exact down payment, monthly amount, and duration are based on the approved treatment plan and must be confirmed with the office before treatment starts.

Insurance

The practice works with the following PPO plans:

  • Aetna PPO
  • Cigna PPO
  • Delta Dental PPO
  • Florida Blue PPO
  • Guardian PPO
  • Humana PPO
  • MetLife PPO

Coverage varies by employer and plan. Our team can help review available orthodontic benefits, submit claims, and estimate the portion that may remain your responsibility. Please contact the office if your provider is not listed or if you need help understanding your specific benefits.

Out-of-Pocket Payments

COCO Smiles Orthodontics accepts cash, checks, and major credit cards for out-of-pocket payments. The Greyfinch patient hub can be used for account access and payments when applicable.

Review Your Options With Our Team

Request a complimentary consultation and receive a treatment-specific financial estimate.

Book Now